Affordable Housing Week 2017 Archives - HEART of SMC

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"[I] would never have been able to own a home without the [First-Time Homebuyer] Program"

~Julie Barnard

“Like an FHA loan, but more flexible for the condo we wanted….” ~Jennifer & Andrew

“With the money I saved through HEART, I have enough to fix up the house…” ~Krystal

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